:root{
  --blue:#073b7a;
  --blue2:#052b59;
  --gold:#f8b719;
  --gold2:#ffc928;
  --soft:#f5f8fc;
  --ink:#152033;
  --muted:#6b778c;
  --white:#fff;
  --green:#25d366;
  --shadow:0 20px 60px rgba(7,59,122,.12);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:"Manrope",sans-serif;color:var(--ink);overflow-x:hidden;background:#fff}
a{text-decoration:none}
.section-space{padding:100px 0}
.bg-soft{background:var(--soft)}
.kicker{display:inline-block;text-transform:uppercase;font-size:.75rem;letter-spacing:1.7px;font-weight:800;color:var(--blue)}
.section-title{font-weight:800;letter-spacing:-1.6px;line-height:1.08;font-size:clamp(2rem,4vw,3.15rem);margin-top:12px}
.section-text{color:var(--muted);font-size:1.02rem;line-height:1.8}
.section-head{max-width:760px;margin:auto}

.navbar-mm{background:rgba(255,255,255,.95);backdrop-filter:blur(15px);box-shadow:0 6px 25px rgba(0,0,0,.06);padding:10px 0;transition:.3s}
.navbar-mm.scrolled{padding:5px 0}
.nav-logo{height:58px;width:auto}
.nav-link{color:#20314b!important}
.nav-link:hover,.nav-link.active{color:var(--blue)!important}

.hero-slide{background:linear-gradient(135deg,var(--blue2),var(--blue));color:#fff;padding-top:88px;position:relative;overflow:hidden}
.hero-slide:before{content:"";position:absolute;width:500px;height:500px;border-radius:50%;right:-160px;top:60px;background:rgba(248,183,25,.09)}
.min-vh-75{min-height:700px}
.hero-badge{display:inline-block;padding:9px 14px;border:1px solid rgba(255,255,255,.18);border-radius:999px;background:rgba(255,255,255,.08);font-weight:700;font-size:.82rem}
.hero-slide h1{font-size:clamp(2.8rem,6vw,5rem);font-weight:800;line-height:.98;letter-spacing:-3px;max-width:850px;margin-top:24px}
.hero-slide h1 span{color:var(--gold2)}
.hero-slide .lead{color:rgba(255,255,255,.77);max-width:760px;line-height:1.75}
.hero-art{width:280px;height:280px;border-radius:50%;display:grid;place-items:center;margin:auto;border:1px solid rgba(255,255,255,.12);background:rgba(255,255,255,.06);box-shadow:0 30px 80px rgba(0,0,0,.2)}
.hero-art i{font-size:7rem;color:var(--gold)}

.counter-strip{background:#fff;box-shadow:0 15px 40px rgba(7,59,122,.06);padding:30px 0}
.counter-card strong{display:block;color:var(--blue);font-size:2rem;font-weight:800}
.counter-card span{color:var(--muted);font-size:.85rem}

.value-card,.credit-card,.docs-card,.step-card{background:#fff;border:1px solid #e7edf5;border-radius:24px;padding:26px;height:100%;transition:.3s}
.value-card:hover,.credit-card:hover,.docs-card:hover,.step-card:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.value-card i{font-size:1.5rem;color:var(--gold);display:block;margin-bottom:15px}
.value-card h5{font-weight:800}
.value-card p{color:var(--muted);margin:0;font-size:.9rem;line-height:1.6}
.about-panel{background:linear-gradient(135deg,#fff8e3,#eff5fc);border-radius:32px;padding:38px;box-shadow:var(--shadow)}
.about-panel img{border-radius:22px}

.credit-card{position:relative;padding:34px}
.credit-card.featured{border-color:rgba(248,183,25,.6)}
.popular{position:absolute;right:24px;top:24px;background:#fff3c7;color:#8e6400;font-size:.75rem;font-weight:800;padding:7px 11px;border-radius:999px}
.credit-icon{width:64px;height:64px;border-radius:20px;display:grid;place-items:center;font-size:1.5rem;margin-bottom:24px}
.credit-icon.blue{background:#e8f1fc;color:var(--blue)}
.credit-icon.gold{background:#fff3c7;color:#9d6c00}
.product-tag{font-size:.75rem;font-weight:800;letter-spacing:1.3px;text-transform:uppercase;color:var(--blue)}
.credit-card h3{font-size:1.8rem;font-weight:800;margin:8px 0}
.credit-card p{color:var(--muted);line-height:1.7}
.terms{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:24px 0}
.terms div{background:var(--soft);padding:16px;border-radius:16px}
.terms span{display:block;color:var(--muted);font-size:.75rem}
.terms strong{font-size:1.03rem}

.simulator-section{background:linear-gradient(135deg,#031f43,#073b7a)}
.sim-note{display:flex;gap:12px;margin-top:26px;padding:17px;border-radius:16px;background:rgba(255,255,255,.07);color:rgba(255,255,255,.72)}
.sim-note i{color:var(--gold)}
.sim-box{background:#fff;border-radius:30px;padding:32px;box-shadow:0 30px 90px rgba(0,0,0,.22)}
.form-control,.form-select{border-radius:13px;border-color:#dfe6ef;box-shadow:none!important}
.result-summary{margin-top:24px;background:var(--blue2);border-radius:22px;padding:22px;color:#fff}
.main-pmt{display:flex;align-items:end;justify-content:space-between;gap:20px;padding-bottom:18px;border-bottom:1px solid rgba(255,255,255,.12)}
.main-pmt span{color:rgba(255,255,255,.65)}
.main-pmt strong{color:var(--gold2);font-size:2rem}
.result-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:18px}
.result-grid span{display:block;color:rgba(255,255,255,.58);font-size:.7rem}
.result-grid strong{font-size:.86rem}
.amortization-card{margin-top:40px;background:#fff;border-radius:25px;overflow:hidden;box-shadow:0 24px 70px rgba(0,0,0,.16)}
.amortization-header{display:flex;justify-content:space-between;align-items:center;background:#0a1d32;color:#fff;padding:22px 24px}
.amortization-header span{font-size:.72rem;font-weight:800;letter-spacing:1.3px;color:var(--gold)}
.amortization-card thead th{background:#f0f5fb;color:#20314b;white-space:nowrap;padding:15px}
.amortization-card tbody td{padding:14px;white-space:nowrap}

.docs-title{display:flex;gap:13px;align-items:center}
.docs-title i{width:48px;height:48px;border-radius:14px;display:grid;place-items:center;background:#e8f1fc;color:var(--blue);font-size:1.2rem}
.docs-title h4{margin:0;font-weight:800}
.doc-list{list-style:none;padding:0;margin:22px 0 0}
.doc-list li{padding:10px 0;border-bottom:1px solid #edf1f6;color:var(--muted)}
.doc-list i{color:#1c9a50;margin-right:8px}

.step-card{position:relative}
.step-card span{position:absolute;right:20px;top:17px;font-size:1.4rem;color:#dce5ef;font-weight:800}
.step-card i{font-size:1.65rem;color:var(--gold);margin-bottom:28px;display:block}
.step-card h5{font-weight:800}
.step-card p{margin:0;color:var(--muted)}

.testimonials-section{background:#fff9e9}
.testimonial-card{max-width:850px;margin:auto;background:#fff;border-radius:28px;padding:40px 70px;text-align:center;box-shadow:var(--shadow)}
.testimonial-card>i{font-size:3rem;color:var(--gold)}
.testimonial-card p{font-size:1.25rem;line-height:1.8;color:#445066}
.testimonial-card strong{display:block}
.testimonial-card span{font-size:.82rem;color:var(--muted)}
.testimonial-control{filter:invert(1)}

.contact-section{background:#fff}
.contact-shell{background:linear-gradient(135deg,#052b59,#073b7a);border-radius:32px;overflow:hidden;box-shadow:var(--shadow)}
.contact-line{display:flex;gap:12px;color:rgba(255,255,255,.78);margin-top:22px;line-height:1.6}
.contact-line i{color:var(--gold);font-size:1.15rem}
.contact-line a{color:#fff}
.map-frame{width:100%;height:100%;min-height:460px;border:0}

.footer{background:#041426;color:rgba(255,255,255,.65)}
.footer-logo{height:66px;border-radius:10px}
.footer-links{display:flex;justify-content:flex-end;gap:18px;flex-wrap:wrap}
.footer-links a,.footer-link-button{color:rgba(255,255,255,.72)!important;text-decoration:none}
.footer hr{border-color:rgba(255,255,255,.1)}
.legal{font-size:.78rem;line-height:1.7;color:rgba(255,255,255,.45)}

.whatsapp-float{position:fixed;right:22px;bottom:22px;width:62px;height:62px;border-radius:50%;display:grid;place-items:center;background:var(--green);color:#fff;font-size:1.8rem;box-shadow:0 14px 35px rgba(37,211,102,.35);z-index:1080;transition:.25s}
.whatsapp-float:hover{transform:scale(1.07);color:#fff}

.application-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:8px}
.application-step{text-align:center;color:#9aa6b5;font-size:.75rem}
.application-step span{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;margin:0 auto 5px;background:#edf2f7;font-weight:800}
.application-step.active{color:var(--blue);font-weight:800}
.application-step.active span{background:var(--blue);color:#fff}
.form-step{display:none}
.form-step.active{display:block}
.success-icon{width:70px;height:70px;border-radius:50%;display:grid;place-items:center;margin:0 auto 18px;background:#e9f8ef;color:#178447;font-size:2rem}
.protocol-box{display:inline-block;background:#f2f6fb;border:2px dashed #c9d6e5;padding:13px 20px;border-radius:14px;font-weight:800;color:var(--blue);font-size:1.15rem}
.status-card{background:#f6f9fc;border-radius:18px;padding:18px}
.status-bar{display:grid;grid-template-columns:repeat(4,1fr);gap:7px;margin-top:16px}
.status-node{height:9px;border-radius:999px;background:#dfe7f0}
.status-node.done{background:var(--gold)}

.reveal{opacity:0;transform:translateY(26px);transition:opacity .7s ease,transform .7s ease}
.reveal.visible{opacity:1;transform:none}

@media(max-width:991px){
  .navbar-mm{background:#fff}
  .min-vh-75{min-height:650px}
  .result-grid{grid-template-columns:1fr 1fr}
  .footer-links{justify-content:flex-start}
}
@media(max-width:767px){
  .section-space{padding:75px 0}
  .nav-logo{height:48px}
  .hero-slide h1{letter-spacing:-2px}
  .min-vh-75{min-height:620px}
  .terms,.result-grid{grid-template-columns:1fr}
  .main-pmt{align-items:flex-start;flex-direction:column}
  .testimonial-card{padding:30px 24px}
  .contact-shell{border-radius:24px}
  .application-steps small{display:none}
}
@media print{
  body *{visibility:hidden!important}
  #amortizationCard,#amortizationCard *{visibility:visible!important}
  #amortizationCard{position:absolute;left:0;top:0;width:100%;box-shadow:none}
  .amortization-header button{display:none!important}
}